Enter a URL to visit via proxy:

Powered by Buildingsurvey
Google

1. Inadequate finance


It is generally acknowledged that inadequate finance is a major constraint on effective property management, partly excuse maintenance budgets are the easiest to cut when money is scarce. This article is dedicated to the less obvious proposition that other factors such as poor management and organization or inappropriate design decisions may be even more significant causes of maintenance problems. Nevertheless, there is a limit beyond which maintenance budgets cannot be cut if the building is to provide an-efficient-and acceptable operating environment to the user.


Maintenance expenditure can be absorbed more easily in commercial and industrial organizations where its costs may account for as little as 0.5 per cent of turnover, but even in these cases maintenance is taken for granted except when it threatens production or profitability. The situation is, more serious in the public sector where the damaging effects of poor maintenance are less immediately obvious. In the case of housing estates, it is common for organizations to emphasize the provision of new houses, with little funding provided for maintaining existing stock. Not only are day to day repairs neglected, but efforts at improvements and rehabilitation are considered to be a lower priority than new construction. This is despite the fact that few governments are in a position to provide new housing at a rate which matches the formation of new households. Indeed, the rapid deterioration of existing stock increases the demand for new housing because poorly maintained houses are not only unpopular; they soon reach the stage where the structure itself deteriorates and rebuilding has to be considered.

It would be wrong to blame policy-makers and officials in operational ministries for this state of affairs, since they cannot allocate funds if no funds are available. Thus the roles of national treasuries, financing and donor agencies must also be considered. It is usually much easier to secure finance for new infrastructure than for projects aimed at ensuring the adequate maintenance of existing structures. Perhaps the accountant's somewhat arbitrary distinction between capital and recurrent expenditure is the true culprit, although an additional factor is the prestige attached to new projects vis-a-vis the mundane problems of maintenance. Some of the more progressive agencies are already reviewing their policy on maintenance projects, and it is hoped that others will become more receptive to approaches for projects aimed at ensuring that existing investments are protected and continue to yield the benefits they were designed to provide.

2. Bad management


Bad management may be simply a reflection of idleness and waste among maintenance personnel but there is usually much more to it than -that~ Is maintenance a planned activity, does the manager simply react to the most immediate crisis? There can be no doubt that ,building maintenance is an aspect of construction management which is susceptible to considerable improvements in performance through the introduction of effective management procedures; Indeed, since planned main­tenance can be seen as a form of `steady state' activity, while project management frequently deals in one-off projects for which there is no 'precedent, the management of building maintenance should be relatively easy (the word `relatively' is used advisedly!); However, it has been woefully neglected.

3. Poor building design



It is not uncommon to find that buildings are 'inherently expensive to maintain on account of inappropriate priorities applied during the design phase: Poor detailing and the specifi­cation of unsuitable components and materials are common complaints. In addition, construction errors arising from inadequate drawings and specifications, coupled with poor workmanship­ because of contracts awarded to incompetent contractors are frequent causes of rapid physical deterioration in buildings. Good design should allow accessibility and adequate working space for essential maintenance such as cleaning, and minor repairs to pipes, ducts and cables. The use of flexible connec­tions or slide-and-glue joints can also be helpful.

4. Functional obsolescence


Inappropriate building design may also lead to functional obsolescence. This occurs, for instance, when rooms are too small, ceilings too high, natural light is inadequate, or the architectural plan, style and design are poor. The designer may also fail to consider appropriately the socio-cultural factors pertaining to the needs of the user, particularly in the case of housing estates. All the factors inherent in the structural layout and materials which are responsible for depreciation or decrease in the value of a building may be classified as functional obsolescence. This is a separate factor from `economic obsoles­cence' which is a loss in value resulting from conditions outside the building, for example proximity to a new airport, or adverse legislation from the property owner's point of view such as rent control, or factory closures leading to a loss of employment opportunities.


The net result of functional obsolescence is that large sums of money may have to be spent on improvements or rehabilitation to bring a building back to a satisfactory standard. This could often be avoided if the final use of buildings was visualized at the design stage, allowing materials and finishes to be chosen which are capable of withstanding everyday wear and tear. In particu­lar, it is sensible to avoid items that are imported or otherwise difficult to obtain locally.

5. The consequences


Whether the cause is inadequate finance, bad management, or - poor building design, the consequences of poor maintenance are serious and potentially disastrous for the nation as a whole. Building maintenance has been defined as work undertaken in order to keep, restore, or improve every facility, that is every part of a building, its services and surrounds to a currently acceptable standard, and to sustain the utility and value of the facility. Its functional role is therefore to retain the usefulness of the property, whether as a house or an office, within the acceptable standards of a ‘reasonable user'. It is also concerned with maintaining the appearance of the property: first impres­sions are very important and the very reputation of the owner or occupants may be judged by appearance of external surfaces.

6. The financial role


The financial role of building maintenance is to preserve the ' physical condition of the capital asset: thus the level of 'maintenance should contain deterioration] Ideally, the opti­mum situation would be one whereby the marginal rates of substitution between maintenance and depreciation are equal, for example where a rise of one US dollar in maintenance leads to a fall of one dollar in depreciation. The rate of deterioration will therefore determine the level of maintenance expenditure over the life of the building. Unfortunately, under severe pressure for financial retrenchment in the face of rising expec­tations, many countries have been forced to cut maintenance budgets in recent years.

This was no isolated case, and there is a general need for more information to be gathered and analysed on the effects of reduced maintenance budgets on the value of national building stocks.

7. Lack of research


Very little theoretical or empirical research has been done on the subject of building maintenance in the context of developing countries. Moreover, the relationship between design and the subsequent costs of maintenance has been particularly neglected. In many countries so little attention is paid to the subject building maintenance that it is common place for buildings to be pulled down and rebuilt well before the end of their potential economic lives. Indeed, it is mainly in those countries where conservation is an issue and conservationists are active that there has been an incentive to look again at the potential for rehabilitation. Although this pressure was initially based on aesthetic and other non-financial considerations, many clients have been pleasantly surprised to find that rehabilitation is actually a paying proposition.


To some extent the problem is a statistical one, since there are many countries where new buildings are `counted' but rehabili­tated ones are not. In such countries the official institutions tend to limit their activities to providing new facilities, so that the figures which are used to measure their achievements appear in the most favourable light. It is a curious commentary on the methods of public administration that activities which are counted as ‘costs ' are neglected until the statistical basis changes; then they suddenly become `benefits'. If maintenance expenditure was accepted as a measure of the benefit to the owner and/or user in terms of financial return efficiency, effectiveness or quality of life, the situation, would be trans­formed. In other words, there is a case for suggesting that .building maintenance will not be accorded the importance it deserves until presented in a different way.

Of particular relevance is the statement that the high cost of repair with low rental value justifies the neglect of property maintenance. This would imply that buildings when let are not bringing a high enough return to finance adequate maintenance. This is a common problem for housing auth­orities, and they are faced with a real dilemma in setting rents low enough to be affordable but high enough to be economic. Ideally, tenants should be helped and encouraged to carry out-routine maintenance and repairs, but if this process is not planned and managed, and backed up by some system of inspection and advice; the results will be haphazard, at best. However, the most urgent need is for research in the following areas:
· Influence of design on maintenance
· Maintenance cost determinants
· Organization and administration of building maintenance
· Information systems for building maintenance
· Service life of buildings.

8. A Cinderella activity


In many developing countries maintenance is regarded as ,'Cinderella' activity to be performed on an ad hoc, basis as the need arises. It is also seen as a function entirely separate from design and construction, when in fact it is an integral part of the process of creating and maintaining wealth. Under the circum­stance opportunities are lost for accumulating and analyzing information which could then be fed back to designers and contractors in order to encourage good practice and, equally important, discourage the use of features and components that regularly give rise to maintenance problems.


The objective should be to determine which aspects of design and construction are causing maintenance problems, and to establish an optimum maintenance expenditure. It is thus necessary to carry out research by quantitative analysis rather than casual observation. It serves little purpose to note that buildings are poorly maintained without ascertaining, whether they are economically maintainable consider the cost of maintenance implies that an acceptable maintenance standard will have to be agreed on and only then can one judge whether buildings are well-maintained or otherwise.



9. A management problem


Even in the developed countries where some research is being carried out on the subject of maintenance priority is given to the technical aspects of building maintenance, particularly the durability of materials and the life-span, of construction methods. ­General workshops and seminars do take place but the papers presented are often laboratory studies carried out under accel­erated conditions, with little attention directed to the cost of the materials used. In some countries with a high proportion of public housing, some work is being carried out on organizational aspects such as the involvement of tenants or residents in maintenance work, although little emphasis appears to be placed on financial management.


While developing countries are soliciting funds for the provision of low-cost housing projects, it is imperative that they should not lose sight of the questions of how the facilities would be maintained, and their economic life. Pioneering research in Kenya reveals, for instance, that some local authorities spend as much as 50 per cent of rental revenues on maintaining housing estates, with the result that there is no hope of building-up funds to replace housing when it becomes obsolete. No doubt this maintenance is urgently needed, but experience shows that if maintenance costs exceed 15 per cent of rental revenue there is little chance of raising funds to replace the houses in due course.


The main reasons for excessive maintenance costs are inappropriate design and construction together with poor maintenance management.


10. A maintenance handbook


Setting up an adequate information system for building main­tenance requires a systematic approach to data collection, processing and communication so as to serve both the managers concerned -with the maintenance of existing stock and the designers of new buildings. It is therefore necessary to examine the needs of the people who will use the information, whether they are sponsors, builders, designers or users, in order to determine the sources, nature, and mode of presentation.


Given the diversity of the sources of information, the maintenance departments should accumulate a data bank of management information on which to base decisions. The information should be classified to allow for easy retrieval of the document: the systematic collection and dissemination of such information is crucial. Maintenance department should aim to improve productivity y reducing maintenance costs, a move which will warrant feedback on common defects with a range of appropriate remedies. Such information will help in the prepar­ation of a building maintenance handbook; a handbook which should provide all building users with a common system of maintenance information recording and retrieval for the guid­ance of maintenance operatives, building owners, occupiers, and designers of future buildings.


The need for a maintenance handbook grows with the increased complexity of buildings such as office blocks and conference centres. Such structures demand specialist inspec­tion and servicing due to the installation of sophisticated heating and air conditioning systems; as well as lifts and other specialist plant and equipment. A maintenance handbook could provide a convenient form of communication between designers, owners, maintenance managers and users. The handbook will be initi­ated by the designer t en regularly updated by the maintenance departrnent to show all maintenance work carried out in each ele­ment, any changes, improvements or rehabilitation work, and all `as built' drawings, where changes are made from initial drawings.


11. Typical contents


A typical building maintenance handbook for each property should include the following points:
I. A brief history of the property, including names and addresses of consultants and contractors.
II. A short specification outlining constructional processes, components, principal materials and finishes. All hidden features should be described and special features noted, including methods of fixing, repair or replacement, dismantl­ing and reconstruction.
III. As-built' plans with sections and elevations wherever possible.
IV. Information on housekeeping and routine maintenance with details of both internal and external surfaces and decorations, including schedules for cleaning, inspection and maintenance.
V. Information on the means of operating mechanical, elec­trical and plumbing installations, with details of requisite maintenance or servicing.
VI. Descriptions of renovations, extensions, adaptations and repairs to each element.

The handbook should contain job descriptions for the trades­men hired to carry out the maintenance tasks. It should also establish a link between the designer, the client, the managers and the users, who should be encouraged to work together as a team for the design and construction of new buildings.

12. Public participation



There is a growing awareness that human society depends primarily on personal responsibility rather than public control for the full and proper use of resources. Turner has argued that the management and maintenance of dwellings and their surroundings, and therefore their longevity, depend primarily on their residents and users.' Consequently, it is suggested that large organizations should have little or no business building or managing dwellings, rather that they should simply provide the infrastructure, as well as the tools and materials that people can use to maintain the buildings that they occupy.


Turner also makes a point, reinforced by reports, that construction and management costs of publicly sponsored low cost housing schemes are often at least twice those of equivalent housing built by the informal sector. But ownership is not sole factor; one can also point to inefficient construction management. practices resulting in. higher costs and extra time. Premature deterioration and vandalism are also rampant publicly-provided rental housing, while privately owned accommodation is often better maintained. Here again it is not just a question of ownership, but also. of management efficiency between the private house owner and a centrally controlled public authority. The procedures in a public authority are frequently cumbersome, whether for a new construction or maintenance works. There is thus a need for a flexible approach to the management of public organizations dealing with building maintenance, rather than the corporate approach that so often slows down decision-making processes.


Whatever one's attitude to new construction, there is already a large stock of publicly-provided housing in developing countries that must be maintained to provide shelter for those who cannot provide it for themselves. The tenant has a right to tackle certain simple improvements within the dwelling without obtaining the landlord's agreement: this applies mainly to painting and other tasks which do not demand advanced craft skills, and could not adversely affect the structural integrity of the building or the safety of the occupants. In some cases, tenants' committees have been formed to earn out repairs within given estates. Although the experiments have been interesting, the arrangements have not been notably successful. The committees have been characterized by low attendance at formal meetings, while the authority is faced with the difficulty of deciding which type of maintenance it should assign to tenants. Some maintenance tasks are extensive and thus costly, requiring a great deal of work. Also, the skills of the tenants may not be good enough to undertake the task.


Advocates of public participation in maintenance must take account of the practical difficulties. Of course, there are real benefits to be gained from the participation of occupants in building maintenance decisions. Residents are experts in their own environments; they can give priority to measures marked out for their neighbourhood and have a greater control over the state of the area. But their requirements may differ from those of the owner as shown in Figure 1.1 In many cases, tenants' aspirations may be higher than is called for to support existing investments, in which case the work may be sanctioned by the owner but not subsidized from property maintenance funds. Thus what they regard as maintenance may in fact be improve­ments, with standards raised beyond those intended when the building was designed. Adding a bathroom to a house or replacing louvered windows with glazed steel casements is an improvement: the definition of maintenance vis-a-vis improve­ments must therefore be carefully spelt out in the handbook.

13. Policy statement



If an authority decides to encourage public participation in housing maintenance, a first step is to prepare a statement of maintenance policy and procedures which clearly spells out the respective roles of building owners and the participating public, and describes how each group will be funded. It will also be necessary to state clearly the minimum level of maintenance regarded as acceptable by the authority, and to outline inspec­tion procedures to ensure compliance. Any incentives such as material subsidies or rent `holidays' to compensate for tenants' maintenance efforts should be recorded, together with charges made for work carried out by the authority if its tenant fails to meet the required standards. It may also be helpful to provide training to tenants through practical demonstrations on a model house, to help those who are motivated but lack the necessary skills.

14. Complexity


This last point will have achieved something if it has established the complexity of the subject of building maintenance. In essence, it is concerned with the use of resources available to protect buildings, as capital assets, from decay, and to ensure that they provide satisfactory shelter for the people who live and work in them. Thus, if the subject is complex, the benefits can be simply stated. If these benefits are to be achieved, it is essential that maintenance is accorded the priority that it deserves in national development programmes of developing countries.


The next stage is to establish a clear policy to ensure that capital assets are maintained in good structural safety both for the user and the owners. Preferably, the policy should go further, aiming to ensure satisfactory living or working con­ditions for the occupants based on agreed standards. In many developing countries today, existing regulations that stipulate standards of maintenance are vague and haphazard, and do not have the force of law to ensure that they are complied with.


As suggested earlier, it would be beneficial if all buildings were provided with handbooks before certificates of occupation are issued. Owners could use them as a base from which to establish standardized maintenance procedures covering regular inspection and target expenditure. A system of monitoring should be established on the state of buildings and the mainten­ance work carried out, whether by the private or public sector, so that governments will be in a position to judge whether the policy is appropriate and effective.



*Note: This article was copied from unknown source for author's readings.

72 Comments:

  1. Anonymous said...
    Guide it one subject and one gradation home business opportunity mentioned
    higher up is affiliate Programme marketing. If you Receive a website mistake
    of treating it Care a rocking horse. Take your prison term merchandising your site that even mistakes are a Component
    part of the learnedness Litigate. The antic to having computers qualify a few
    aboveboard techniques you could Begin off
    on or Meliorate your lookup engine optimization tactics.


    Here is my web site ... mon-desk.com
    my website - successful home based business
    Anonymous said...
    Hi, I do believe this is an excellent site. I stumbledupon it ;) I may
    return once again since i have bookmarked it. Money and freedom is the greatest way to change, may you be rich and continue to guide other people.


    Feel free to surf to my blog: document imaging
    Anonymous said...
    If you desire to improve your experience only keep visiting this site and
    be updated with the most recent information posted
    here.

    My web blog; Air Conditioning Johannesburg
    Anonymous said...
    For the reason that the admin of this website
    is working, no doubt very shortly it will be renowned,
    due to its quality contents.

    Take a look at my blog post: garage equipment supplier
    Anonymous said...
    Hi there, yeah this paragraph is genuinely fastidious and I have learned
    lot of things from it about blogging. thanks.

    My blog key holders Durban
    Anonymous said...
    We are a group of volunteers and starting a brand new
    scheme in our community. Your web site offered us with helpful info to work on.
    You have performed an impressive process and our whole neighborhood will probably be thankful to
    you.

    Have a look at my web-site :: business branding and printing
    Anonymous said...
    Hey there terrific website! Does running a blog like this require a
    lot of work? I've virtually no understanding of computer programming but I had been hoping to start my own blog soon. Anyway, if you have any ideas or tips for new blog owners please share. I understand this is off topic but I simply needed to ask. Cheers!

    Feel free to surf to my website; signage Bloemfontein
    Anonymous said...
    Thanks , I have just been searching for information approximately
    this topic for ages and yours is the best I have found out so far.
    But, what in regards to the bottom line? Are you positive about the source?


    Check out my webpage ... security
    Anonymous said...
    My brother recommended I might like this web site.

    He was once entirely right. This post truly made my
    day. You can not imagine simply how much time I had
    spent for this information! Thank you!

    Feel free to visit my website: original fine art
    Anonymous said...
    The Paleolithic or Paleo, is most simply described
    as an eating regimen that removes processed and starchy foods,
    foods that are less common in today's society.

    my web site: what to eat on the caveman diet
    Anonymous said...
    All of these ideas for Seo conference centerpieces.
    The HP ProBook 4545s is currently available worldwide.
    Okay, now it's time to get rid of, using eBay as an online garage sale can be a great place of work cleaning seo enterprise web site. And the 2012 data is expected to be finished in April.

    my web site: increase search engine
    Anonymous said...
    Woah! I'm really digging the template/theme of this site. It's simple,
    yеt effесtive. A lot оf timeѕ it's difficult to get that "perfect balance" between superb usability and visual appeal. I must say that you've
    ԁone a аwesоme јob ωіth thіѕ.
    In аddition, thе blog loаԁѕ eхtгemely fаst fοr me on Safari.
    Outstandіng Blοg!

    Also viѕit my ωebsite - how to save money at disney world
    Anonymous said...
    Awеѕome blog! Is yоur theme custom made or did уοu dоwnlоaԁ it fгom someωhеrе?
    Α ԁeѕign lіkе yours with a feω ѕіmple tweeks wоulԁ гeally mаkе my blog shine.

    Please let me know whеrе уou got youг theme.
    Many thanks

    Take а look аt my homepage ... lose belly fat quick
    Anonymous said...
    Gooԁ day! I know this is κindа off topіc but I'd figured I'ԁ ask.

    Wοuld you be interеsteԁ in trading
    lіnks or maybe guest authoring a blog poѕt or vіce-ѵеrѕa?
    Mу blog аddresses а lot of the same topics as yours and ӏ belіеve we cоuld greatly benefit fгom еach other.
    If you mіght bе inteгested fеel free to ѕhoot me аn e-mail.
    ӏ look forwaгd to hеаring frоm you!
    Fantaѕtic blоg by the ωay!

    Ѕtop by my web ѕіte: how to lose belly fat fast
    Anonymous said...
    I knοw this web site provides quality depеnԁеnt ρosts and
    extra іnfοrmatіon, is there any other web site which pгesentѕ such informаtion іn quality?


    Ηerе is mу blog; ringing in ears treatment
    Anonymous said...
    This article ρresents clear idea designeԁ for the new
    peoрle οf blogging, that really how to do blogging.


    My web page ... repair iphone petaling jaya
    Anonymous said...
    Ηοwԁy would you minԁ stating whiсh blog platform you're using? I'm
    gοіng to ѕtart my own
    blog soon but I'm having a difficult time making a decision between BlogEngine/Wordpress/B2evolution and Drupal. The reason I ask is because your layout seems different then most blogs and I'm lοoking for somethіng
    comρlеtely unіque. P.
    Ѕ My аpologieѕ fοr getting
    off-tοpic but Ӏ had to asκ!


    My webpage: how to get bigger boobs naturally
    Anonymous said...
    ӏ'm extremely impressed with your writing skills as well as with the layout on your blog. Is this a paid theme or did you customize it yourself? Either way keep up the excellent quality writing, it's rare tо see a great blοg
    like thіs one nοwadays.

    Feel free to ѕurf to my web sitе - ipad repair malacca
    Anonymous said...
    Once you have taken google services from the other world countries and can outsource your process to any Indian
    google companies for cheap services. Presence on social media pages.

    Please read more about building back links. Think of the web
    caught on: a standard way of finding and linking to documents stored on
    any computer server hooked to the internet. Lastly, it can be significantly beneficial to interlink
    articles within your revenue sharing site.

    Here is my page; search engine ranking service
    Anonymous said...
    My spousе and I absolutelу love уour blog and
    fіnd the majority of your poѕt's to be just what I'm lοoking
    for. Woulԁ you offеr guest writеrs to ωrite cοntent
    for you perѕonally? I woulԁn't mind writing a post or elaborating on some of the subjects you write regarding here. Again, awesome website!

    Look at my homepage http://howtomakeyourownsolarpanel.Tumblr.com
    Anonymous said...
    Hellο, I сhecκ your blog like every weеk.
    Yοur story-telling stylе is wіttу, keeр it up!


    my web blog :: ipad repair malaysia
    Anonymous said...
    I am reаlly thankful to thе holder of this websitе who has shагed thіs
    fantaѕtic paragгaph at at thіѕ time.


    Herе is my web-sіtе ...
    emergency plumbers in birmingham
    Anonymous said...
    Hello! ӏ could havе sworn Ι've been to this website before but after browsing through some of the post I realized it's
    new to mе. Nonеthelesѕ, I'm definitely delighted I found it and I'll be boоk-mаrking and
    cheсking bаck frequentlу!

    Alѕo νisit mу weblog - solihull self storage
    Anonymous said...
    Hellο! Тhis post сoulԁ not bе written аny bettеr!

    Reаding this рost rеminds mе of my previous room mate!
    He аlways kept talking about this. І will fοrward this page
    to him. Pretty sure he will haνe a gоod гead.
    Many thanks for shаring!

    Alѕo visit mу weblog; resources
    Anonymous said...
    However, before continuing this method of natural body body detox foot bath.

    When done correctly, Body Detox Foot Bathifying your human
    body has over 360 acupuncture points and out of
    them later. On another occasion, Rooks found foil.



    Also visit my web page webpage
    Anonymous said...
    Ι was wonԁеring if you eѵer considerеd chаnging the pagе layοut
    of your blog? Its very well written; I lovе what youѵe gοt to ѕay.

    But mаybe you cοulԁ a little moгe in
    the way of сontent ѕo people coulԁ connect with it bettеr.

    Youve gоt an awful lot of text for only having оne ог two
    ρictuгes. Maуbe you could spаce it out betteг?


    My ωeblog: wood projects that are simple
    Anonymous said...
    Your website seems to be having some compatibilty issues in my safari
    browser. The wording appears to be running off the webpage pretty bad.
    If you want you can email me at: celesta-stull@mailc.net and I'll shoot you over a screenshot of the problem.

    Also visit my site :: nights
    Anonymous said...
    That was an exceptional examine! Many thanks for that.
    I hope you have a great deal of success with your blog site.
    I don't signify to self advertise but this is an fantastic weight loss product.
    Meratol Discount
    Anonymous said...
    moanmend said...

    Hello, Do you need a loan from The most trusted and reliable company
    in the world? if yes then contact us now for we offer loan to all
    categories of seekers be it companies or for staff usage. We offer
    loan at 3% interest rate, Contact us via email:
    mohanmendcompany01@gmail.com

    (1) Full Name
    (2) Full Address
    (3) Country
    (4) Age
    (5) Occupation
    (6) Tell phone number
    (7) Sex:
    (8) Loan Amount needed:
    (9) Loan Duration

    Email us at: mohanmendcompany01@gmail.com
    moanmend said...


    Do you need an urgent loan we offer worldwide loan to who in need of loan the business opportunity you having being looking for is here again. email us now at: mrwilliam751@gmail.com
    LOAN APPLICATION FORM
    1) Full Name:
    2) Gender:
    3) Loan Amount Needed:.
    4) Loan Duration:
    5) Country:
    6) Home Address:
    7) Mobile Number:
    8)Monthly Income:
    9)Occupation:
    )Which did you here about us.

    Best Regards.
    Unknown said...
    Apply for urgent consolidation and personal loan

    Do you need 100% Finance? I can service your financial need with less pay back problem that is why we fund you for just 3%. Whatever your circumstances, self employed, retired, have a poor credit rating, we could help. Flexible repayment over 3 to 20 years.Contact us at:mohammadloanservice@gmail.com
    1.NAME..........
    2.SEX..........
    3.AGE..........
    4.CONTACT..........
    5.COUNTRY..........
    6.PHONE..........
    7.AMOUNT NEEDED..........
    8.LOAN DURATION:.........
    9.PURPOSE OF LOAN..........
    10.OCCUPATION..........
    11.GENDER..........
    12.YOUR MONTHLY INCOME..........
    13.MODE OF REPAYMENT:..........
    EMAIL US NOW AT:mohammadloanservice@gmail.com
    Best Regards,
    Mr mohammad.
    Unknown said...
    Apply for urgent consolidation and personal loan

    Do you need 100% Finance? I can service your financial need with less pay back problem that is why we fund you for just 3%. Whatever your circumstances, self employed, retired, have a poor credit rating, we could help. Flexible repayment over 3 to 20 years.Contact us at:mohammadloanservice@gmail.com
    1.NAME..........
    2.SEX..........
    3.AGE..........
    4.CONTACT..........
    5.COUNTRY..........
    6.PHONE..........
    7.AMOUNT NEEDED..........
    8.LOAN DURATION:.........
    9.PURPOSE OF LOAN..........
    10.OCCUPATION..........
    11.GENDER..........
    12.YOUR MONTHLY INCOME..........
    13.MODE OF REPAYMENT:..........
    EMAIL US NOW AT:mohammadloanservice@gmail.com
    Best Regards,
    Mr mohammad.
    MR JAME said...


    Do you need an urgent loan we offer worldwide loan to who in need of loan the business opportunity you having being looking for is here again. email us now at: mrwilliam751@gmail.com
    LOAN APPLICATION FORM
    1) Full Name:
    2) Gender:
    3) Loan Amount Needed:.
    4) Loan Duration:
    5) Country:
    6) Home Address:
    7) Mobile Number:
    8)Monthly Income:
    9)Occupation:
    )Which did you here about us.

    Best Regards.
    Unknown said...




    Do not use all of these Private Money Lender here.They are located in Nigeria, Ghana ,Turkey, France and Israel
    My name is Margret Buchan, I am from United State. Have you been looking for a loan?Do you need an urgent personal or business loan?contact Morris And Company Trust Fund Limited he help me with a loan of $800.000 some days ago after been scammed of $12000 from a woman claiming to be a loan lender but i thank God today that i got my loan worth $800.000.Feel free to contact the company for a genuine financial service.Email: morristrustfundlimited@hotmail.com USA Florida +18503666201
    Quick Business Loan said...
    Do you need a personal or business loan without stress and quick approval? If yes, contact us today as we are currently offering loans at superb interest rate. Our loan is secured and safe,For more information and Application, Reply to this Email: musaddiqloanlending@gmail.com
    skygroup said...
    Are you seriously Looking for some real money, Debt Consolidation to fix most of your financial bad situation, lets talk we do loan, financing, line of credit , money. refinancing or mortgage, good or bad credit there is a way out, real fast process, money available for private or business need, from private source , contact us with your number for fast result. contact us: skygroup.financial09@gmail.com
    Unknown said...

    Need a Loan, Loans from $5000 - $10,000,000 00. Get your no obligation FREE quote now! Repayments up to 54 Months. No Collateral, Money paid into your account within 24 hours after approval. For more Info contact us today Email osmanloanserves@gmail.com
    Anonymous said...

    Do you need personal loan? Does your firm,company or industry need financial assistance? Do you need finance to start your business? Do you need finance to expand your business? We give out loan to interested individuals who are seeking loan with good faith. Are you seriously in need of an urgent loan contact us at Email:arabcreditefirm@gmail.com
    APPLICATION DETAILS
    Your Full Details:
    Full Name:
    Loan Amount Need:
    Loan Duration:
    Phone Number:
    Applied before?
    State:
    Monthly Income:
    Country:
    You are to send this to our Company Email;arabcreditefirm@gmail.com
    Anonymous said...
    Are you a business man or woman? Do you need funds to start up your own business? Do you need loan to settle your debt or pay off your bills or start a nice business? Do you need funds to finance your project? We Offers guaranteed loan services of any amount and to any part of the world for (Individuals, Companies, Realtor and Corporate Bodies) at our superb interest rate of 3%. For application and more information send replies to the following E-mail address: mohammahindraloans@gmail.com or Contact Number:+918587095451,Thanks and look forward to your prompt reply.
    Regards,
    Mr Mohan Mahindra
    Larry Scott said...
    Hello my name is Larry Scott Gregory and i am a private loan lender.

    Are you in need of a loan? Do you want to be financially stable? Or do you want to expand your business? We offer company loan, auto loan, business loan, and personal loan at a very reduced interest rate of 3% with comfortable duration which is negotiable. This offer is open to all that will be able to pay back in due time.

    Contact us via our email: larryfinance@yahoo.com

    I await you swift response.
    larryfinance@yahoo.com
    Larry Scott Gregory
    Mr. Hussein Mohamed said...
    Do you need financial help? Are you in any financial crisis and you need an urgent funds to start up your own business? Do you need funds to settle your debt or pay off your bills or start a good business? Do you have a low credit score and you are finding it hard to obtain capital services from local banks and other financial institutes? Here is your chance to obtain a financial service from our company. We offer and leased funds to individuals for the following purposes and more. Personal funds, Business Expansion, Business Start-up, Education, Debt Consolidation, Hard Money funds. We offer funds at low interest rate of 3%. For more information and application, please contact us with your interest TODAY via E-Mail: trivagofinancialhome.in@gmail.com
    max william said...
    Do you need Finance?
    Are you looking for Finance?
    Are you looking for a money to enlarge your business?
    We help individuals and companies to obtain loan for business
    expanding and to setup a new business ranging any amount. Get a loan at affordable interest rate of 3%, Do you need this cash/loan for business and to clear your bills? Then send us an email now for more information contact us now via Email:maxcreditfinance@googlemail.com
    Mr. Hussein Mohamed said...
    Do you need long or short term first class financial offer of different categories such as business, personal, home, auto, student, debt consolidation finance e.t.c. no matter your credit score. We are guaranteed in giving out financial services to our numerous clients all over world. With our flexible lending packages, funds can be processed and transferred to the borrower within the shortest time possible, contact our specialist for advice and finance planning through E-mail: trivagofinancialhome.in@gmail.com or visit our website for more details: www.trivagofinancialhome.ulcraft.com
    osma said...
    Hello Everybody,
    My name is Ahmad Asnul Brunei, I contacted Mr Osman Loan Firm for a business loan amount of $250,000, Then i was told about the step of approving my requested loan amount, after taking the risk again because i was so much desperate of setting up a business to my greatest surprise, the loan amount was credited to my bank account within 24 banking hours without any stress of getting my loan. I was surprise because i was first fall a victim of scam! If you are interested of securing any loan amount & you are located in any country, I'll advise you can contact Mr Osman Loan Firm via email osmanloanserves@gmail.com

    LOAN APPLICATION INFORMATION FORM
    First name......
    Middle name.....
    2) Gender:.........
    3) Loan Amount Needed:.........
    4) Loan Duration:.........
    5) Country:.........
    6) Home Address:.........
    7) Mobile Number:.........
    8) Email address..........
    9) Monthly Income:.....................
    10) Occupation:...........................
    11)Which site did you here about us.....................
    Thanks and Best Regards.
    Derek Email osmanloanserves@gmail.com
    Osman Ibrahim said...
    Instant Personal Loans – There are times when you might need money urgently at a very short notice but are running out of cash. You may wonder as to which lender might sanction a loan at such an occasion! Much to your surprise, you can avail instant personal loans immediately. They are processed very fast, say within 24 hours. You can use these loans for any personal need of yours. You also have the choice to apply for this loan online. Yes, within the comfort of your home, you can apply for this loan and save yourself of all the hassles which you might have to go through otherwise contact us now: email: housingfinance247@gmail.com

    LOAN APPLICATION FORM
    1) Full Name:
    2) Gender:
    3) Loan Amount Needed:.
    4) Loan Duration:
    5) Country:
    6) Home Address:
    7) Mobile Number:
    8)Monthly Income:
    9)Occupation:
    )Which did you here about us.

    Do you need an urgent loan at 3% APPLY: housingfinance247@gmail.com
    Osman Ibrahim said...
    Are you looking for a business loan, personal loans, mortgages, car loans, student loans, debt consolidation loans, unsecured loans, risk capital, etc. ... You are in the right place Your loan solutions! I am a private lender who lends Individuals and businesses at a low interest rate and affordable Interest rate of 3%. Contact us by email: housingfinance247@gmail.com

    LOAN APPLICATION FORM
    ************************
    Your full name:
    Country/State:
    Loan Amount:
    Duration
    Phone:
    Monthly income:
    Occupation:

    Awaiting your swift response.
    May Allah bless you.
    Mr. Osman Ibrahim
    Indiabulls Housing Finance Pvt Ltd.
    Associate Director
    +919205467093
    housingfinance247@gmail.com
    Dr Purva Pius said...
    GENUINE LOAN WITH LOW INTEREST RATE APPLY
    Do you need finance to start up your own business or expand your business, Do you need funds to pay off your debt? We give out loan to interested individuals and company's who are seeking loan with good faith. Are you seriously in need of an urgent loan contact us.Email: (urgentloan22@gmail.com)

    BORROWERS DATA FORM
    1)YOUR NAME:_______________
    2)YOUR COUNTRY:____________
    3)YOUR OCCUPATION:_________
    4)YOUR MARITAL STATUS:_____
    5)PHONE NUMBER:____________
    6)MONTHLY INCOME:__________
    7)ADDRESS:_________________
    8)PURPOSE:_________________
    9)LOAN REQUEST:____________
    10)LOAN DURATION:__________
    11)CITY/ZIP CODE:__________
    12)HAVE YOU APPLIED FOR LOAN BEFORE?

    E-mail: (urgentloan22@gmail.com)
    Dr Purva Pius said...
    GENUINE LOAN WITH LOW INTEREST RATE APPLY
    Do you need finance to start up your own business or expand your business, Do you need funds to pay off your debt? We give out loan to interested individuals and company's who are seeking loan with good faith. Are you seriously in need of an urgent loan contact us.Email: (urgentloan22@gmail.com)

    BORROWERS DATA FORM
    1)YOUR NAME:_______________
    2)YOUR COUNTRY:____________
    3)YOUR OCCUPATION:_________
    4)YOUR MARITAL STATUS:_____
    5)PHONE NUMBER:____________
    6)MONTHLY INCOME:__________
    7)ADDRESS:_________________
    8)PURPOSE:_________________
    9)LOAN REQUEST:____________
    10)LOAN DURATION:__________
    11)CITY/ZIP CODE:__________
    12)HAVE YOU APPLIED FOR LOAN BEFORE?

    E-mail: (urgentloan22@gmail.com)
    Maureen said...
    Attention! Attention!! Attention!!!,

    What is your situation? *Need 100% financing *Can't verify income *Can't verify employment *Recently self employed *Bankruptcy Collections *Credit issues *Accumulated Bills Settlement * Personal Investment Project or Company Investment Projects e.t.c. Apply for a quick and convenient loan to pay off bills and debts, start a new business or refinance your projects and expand your business in this year 2017 at the cheapest interest rate of %. For more details email
    us today via email:(bdsfn.com@gmail.com)

    Email : bdsfn.com@gmail.com
    Emaill: anatiliatextileltd@gmail.com
    Best Regards.
    Mrs.Emilia Fedorcakova

    Attention! Attention!! Attention!!!,

    What is your situation? *Need 100% financing *Can't verify income *Can't verify employment *Recently self employed *Bankruptcy Collections *Credit issues *Accumulated Bills Settlement * Personal Investment Project or Company Investment Projects e.t.c. Apply for a quick and convenient loan to pay off bills and debts, start a new business or refinance your projects and expand your business in this year 2017 at the cheapest interest rate of %. For more details email
    us today via email:(bdsfn.com@gmail.com)

    Email : bdsfn.com@gmail.com
    Emaill: anatiliatextileltd@gmail.com
    Best Regards.
    Mrs.Emilia Fedorcakova

    Mr. David Khan said...
    Do you need a financial help? Are you in any financial crisis or do you need funds to start up your own business? Do you need funds to settle your debt or pay off your bills or start a good business? Do you have a low credit score and you are finding it hard to obtain capital services from local banks and other financial institutes? Here is your chance to obtain a financial services from our company. We offer the following finance to individuals-

    *Commercial finance

    *Personal finance

    *Business finance

    *Construction finance

    *Business finance And many More:

    and many more at 4% interest rate;

    Contact Us Via Email:robertloanservice347@gmail.com
    max william said...
    Do you need Finance?
    Are you looking for Finance?
    Are you looking for a money to enlarge your business?
    We help individuals and companies to obtain loan for business
    expanding and to setup a new business ranging any amount. Get a loan at affordable interest rate of 3%, Do you need this cash/loan for business and to clear your bills? Then send us an email now for more information contact us now via Email:maxcreditfinance@googlemail.com
    max william said...
    Do you need Finance?
    Are you looking for Finance?
    Are you looking for a money to enlarge your business?
    We help individuals and companies to obtain loan for business
    expanding and to setup a new business ranging any amount. Get a loan at affordable interest rate of 3%, Do you need this cash/loan for business and to clear your bills? Then send us an email now for more information contact us now via Email:maxcreditfinance@googlemail.com
    Anonymous said...

    Private Lender Bentex Funding Group Ltd.
    Greetings to you by (BFGL).
    We are a France-Paris based investment company known as Bentex Funding Group Ltd working on expanding its portfolio globally and financing projects.

    We would be happy to fund and invest with you in any profitable project if you have any viable project we can finance by making mutual investment with you. If you are interested, kindly contact us on:avitinvestmentauthority2@gmail.com for more details.
    Looking forward hearing from you soonest.
    Yours truly,
    Mrs Rose Larsson.
    (Personal Assistant)
    Bentex Funding Group Ltd(BFGL)
    501 Avenue Montaigne,75008 Paris-France
    Paris-France.Bentex Funding Group Ltd (BFGL)
    osma said...
    Hello Everybody,
    My name is Ahmad Asnul Brunei, I contacted Mr Osman Loan Firm for a business loan amount of $250,000, Then i was told about the step of approving my requested loan amount, after taking the risk again because i was so much desperate of setting up a business to my greatest surprise, the loan amount was credited to my bank account within 24 banking hours without any stress of getting my loan. I was surprise because i was first fall a victim of scam! If you are interested of securing any loan amount & you are located in any country, I'll advise you can contact Mr Osman Loan Firm via email osmanloanserves@gmail.com

    LOAN APPLICATION INFORMATION FORM
    First name......
    Middle name.....
    2) Gender:.........
    3) Loan Amount Needed:.........
    4) Loan Duration:.........
    5) Country:.........
    6) Home Address:.........
    7) Mobile Number:.........
    8) Email address..........
    9) Monthly Income:.....................
    10) Occupation:...........................
    11)Which site did you here about us.....................
    Thanks and Best Regards.
    Derek Email osmanloanserves@gmail.com
    Mohamed Ali said...
    $$$ GENUINE LOAN WITH 3% INTEREST RATE APPLY NOW $$$.
    Do you need finance to start up your own business or expand your business, Do you need funds to pay off your debt? We give out loan to interested individuals and company's who are seeking loan with good faith. Are you seriously in need of an urgent loan contact us.
    Email: shadiraaliuloancompany1@gmail.com

    LOAN APPLICATION DETAILS.
    First Name:
    Last Name:
    Date Of Birth:
    Address:
    Sex:
    Phone No:
    City:
    Zip Code:
    State:
    Country:
    Nationality:
    Occupation:
    Monthly Income:
    Loan Amount:
    Loan Duration:
    Purpose of the loan:
    Email: shadiraaliuloancompany1@gmail.com


    $$$ GENUINE LOAN WITH 3% INTEREST RATE APPLY NOW $$$.
    Do you need finance to start up your own business or expand your business, Do you need funds to pay off your debt? We give out loan to interested individuals and company's who are seeking loan with good faith. Are you seriously in need of an urgent loan contact us.
    Email: shadiraaliuloancompany1@gmail.com

    LOAN APPLICATION DETAILS.
    First Name:
    Last Name:
    Date Of Birth:
    Address:
    Sex:
    Phone No:
    City:
    Zip Code:
    State:
    Country:
    Nationality:
    Occupation:
    Monthly Income:
    Loan Amount:
    Loan Duration:
    Purpose of the loan:
    Email: shadiraaliuloancompany1@gmail.com
    Anonymous said...
    Hello Everybody,
    My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.
    Anonymous said...
    Hello Everybody,
    My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.
    URGENT LOAN OFFER WHATSAPP +918929509036 said...
    Nigeria, Ghana Turkey, France and Israel.My name is Mrs.Ramirez Cecilia, I am from Philippines. Have you been looking for a loan?Do you need an urgent personal or business loan?contact Fast Legitimate Loan Approval he help me with a loan of $78.000 some days ago after been scammed of $19,000 from a woman claiming to be a loan lender from Nigeria but i thank God today that i got my loan worth $78.000.Feel free to contact the company for a genuine financial Email:(creditloan11@gmail.com)
    URGENT LOAN OFFER WHATSAPP +918929509036 said...
    Are You Looking for a loan urgently? Would you like to settle your bills and Purchase property (Investment loan)/ Building loan? I can guarantee you 24 hours loan approval We are a world class Investment company offering all kinds of financial services with flexible repayment terms and a timely closing schedule.Email- (creditloan11@gmail.com) Thank you.
    Dr Purva Pius said...
    Hello Everybody,
    My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of $250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.
    URGENT LOAN OFFER WHATSAPP +918929509036 said...
    Are you in need of a loan? Do you want to pay off your bills? Do you want to be financially stable? All you have to do is to contact us for more information on how to get started and get the loan you desire. This offer is open to all that will be able to repay back in due time. Note-that repayment time frame is negotiable and at interest rate of 3% just email us (creditloan11@gmail.com)
    Kevin Kruger said...
    We are seeking viable projects in need of capital injection through loans or direct investment funding. Because banks are very reluctant to provide funds for projects/businesses we are willing to help you find the necessary funding. This can be for trade, project, real estate, etc. etc. Please send your requirements, or offers for funding to: dr.guttentag@hotmail.com
    Call: (347) 622-8423
    www.mtgprofessor.com
    osma said...
    Hello Everybody,
    My name is Ahmad Asnul Brunei, I contacted Mr Osman Loan Firm for a business loan amount of $250,000, Then i was told about the step of approving my requested loan amount, after taking the risk again because i was so much desperate of setting up a business to my greatest surprise, the loan amount was credited to my bank account within 24 banking hours without any stress of getting my loan. I was surprise because i was first fall a victim of scam! If you are interested of securing any loan amount & you are located in any country, I'll advise you can contact Mr Osman Loan Firm via email osmanloanserves@gmail.com

    LOAN APPLICATION INFORMATION FORM
    First name......
    Middle name.....
    2) Gender:.........
    3) Loan Amount Needed:.........
    4) Loan Duration:.........
    5) Country:.........
    6) Home Address:.........
    7) Mobile Number:.........
    8) Email address..........
    9) Monthly Income:.....................
    10) Occupation:...........................
    11)Which site did you here about us.....................
    Thanks and Best Regards.
    Derek Email osmanloanserves@gmail.com
    osma said...
    Hello Everybody,
    My name is Ahmad Asnul Brunei, I contacted Mr Osman Loan Firm for a business loan amount of $250,000, Then i was told about the step of approving my requested loan amount, after taking the risk again because i was so much desperate of setting up a business to my greatest surprise, the loan amount was credited to my bank account within 24 banking hours without any stress of getting my loan. I was surprise because i was first fall a victim of scam! If you are interested of securing any loan amount & you are located in any country, I'll advise you can contact Mr Osman Loan Firm via email osmanloanserves@gmail.com

    LOAN APPLICATION INFORMATION FORM
    First name......
    Middle name.....
    2) Gender:.........
    3) Loan Amount Needed:.........
    4) Loan Duration:.........
    5) Country:.........
    6) Home Address:.........
    7) Mobile Number:.........
    8) Email address..........
    9) Monthly Income:.....................
    10) Occupation:...........................
    11)Which site did you here about us.....................
    Thanks and Best Regards.
    Derek Email osmanloanserves@gmail.com
    Unknown said...
    Do You Seek Funds To Pay Off Credits and Debts? { EllinasFinances@gmail.com } Is Here To Put A Stop To Your Financial Problems. We Offer All Kinds Of Loan (Personal Loan, Commercial Loan, etc.) We Give Out Loan With An Interest Rate Of 2%. Interested Applicants Should Contact Us Via Email: EllinasFinances@gmail.com

    Please Fill the Application Form Below:
    - Complete Name:
    - Loan Amount Needed:
    - Loan Duration:
    - Purpose Of Loan:
    - City / Country:
    - Telephone:
    - How Did You Hear About Us:

    If You Are Interested To Get A Loan Then Kindly Write Us With The Loan Requirement. Please, Contact Us via Email: EllinasFinances@gmail.com ,,,
    Abubakar said...
    Product Detail

    Do you need a loan?
    Does your firm, company or industry need financial assistance?
    Do you need finance to start your business?
    Do you need personal loan?
    Loan for your home improvements
    Mortgage loan
    Debt consolidation loan
    Commercial loan
    Education loan
    Car loan
    Loan for assets.
    Contact us today with for your loan request.
    E-mail: abubakarloanservice@gmail.com
    Phone number:+91-9818603391 (Call/Whats app)
    NBFC FUNDS said...
    Do you need Personal Loan?
    Business Expansion Loan?
    Business Start-up, Education,
    Debt Consolidation Loan
    Hard Money Loans
    Loan for any thing ?
    We offer loan at low interest rate of 3%
    Loan with no credit check,
    Email us: managealic@gmail.com
    Mobile number Call: +91-7428142745
    Add us on what's app +919311652296
    abidinmohd said...

    Do you need a genuine Loan to settle your bills and startup
    business? contact us now with your details to get a good
    Loan at a low rate of 3% per Annual email us:
    Do you need Personal Finance?
    Business Cash Finance?
    Unsecured Finance
    Fast and Simple Finance?
    Quick Application Process?
    Finance. Services Rendered include,
    *Debt Consolidation Finance
    *Business Finance Services
    *Personal Finance services Help
    Please write back if interested with our interest rate datanfincorpfinance@gmail.com
    Unknown said...
    Do you need an urgent loan of any kind? Loans to liquidate debts or need to loan to improve your business have you been rejected by any other banks and financial institutions? Do you need a loan or a mortgage? This is the place to look, we are here to solve all your financial problems. We borrow money for the public. Need financial help with a bad credit in need of money. To pay for a commercial investment at a reasonable rate of 3%, let me use this method to inform you that we are providing reliable and helpful assistance and we will be ready to lend you. Contact us today by email: daveloganloanfirm@gmail.com Call/Text: +1(501)800-0690 And whatsapp: +1 (501) 214‑1395

    NEED A LOAN?
    Ask Me.
    Datafincorp said...
    DO YOU NEED A FINANCIAL HELP? ARE YOU IN ANY FINANCIAL CRISIS OR DO YOU NEED FUNDS TO START UP YOUR OWN BUSINESS? DO YOU NEED FUNDS TO SETTLE YOUR DEBT OR PAY OFF YOUR BILLS OR START A GOOD BUSINESS? DO YOU HAVE A LOW CREDIT SCORE AND YOU ARE FINDING IT HARD TO OBTAIN CAPITAL SERVICES FROM LOCAL BANKS AND OTHER FINANCIAL INSTITUTES? HERE IS YOUR CHANCE TO OBTAIN FINANCIAL SERVICES FROM OUR COMPANY. WE OFFER THE FOLLOWING FINANCE TO INDIVIDUALS- *COMMERCIAL FINANCE
    *PERSONAL FINANCE
    *BUSINESS FINANCE
    *CONSTRUCTION FINANCE
    *BUSINESS FINANCE AND MANY MORE:
    FOR MORE DETAILS.CONTACT ME VIA.
    Contact Our Customer Care:
    EMAIL: broadlandsfincorp@gmail.com
    (CALL/WHATS APP) :+918011937927
    Our services... Guaranteed 100%
    Christopher Liam said...
    We offer certified and verifiable financial bank instruments via Swift Transmission from a genuine provider capable
    of taking up time bound transactions.
    FOR LEASING OF FRESH CUT BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    LEASING PRICE = 4%+2%
    FOR PURCHASE OF FRESH CUT BG/SBLC
    MINIMUM FACE VALUE OF BG/SBLC = EUR/USD 1M
    PURCHASE PRICE = 32%+2%
    Our BG/SBLC Financing can help you get your project funded,
    loan financing by providing you with yearly.
    RWA ready to close leasing with any interested client in few banking days
    I will be glad to share with you our working procedures.
    Name : Christopher Liam
    Email : trustedfinancemandate@gmail.com
    Skype : trustedfinancemandate@gmail.com
    WhatsApp: +13475948294

Post a Comment